Our History

“It is through the way you serve others that your greatness will be felt.” -Dr. Linda Andrade Wheeler

At SEA Financial Hawaii, our mission is to help busy island families like yours live life to the fullest. We focus on building long-term relationships to support your journey toward financial stability and to ultimately, thrive.

The way we choose to respectfully interact with our clients is the difference between us and humanless ‘robo-advisors’. We care deeply about each of our clients, and we spend a great deal of time getting to know them because our goal is to be their “go-to” trusted advisor. We’re more than just stock brokers or registered reps, we’re ‘fiduciaries’ and held to a higher standard. As a fee-based advisor, our founder, Garrett Wheeler holds FINRA licensing (Series 7 – General Securities Representative, Series 65 – Uniform Investment Adviser and Series 63 – Uniform Securities Agent State Law) and has passed Life and Health state exams (presently licensed in seven different states).

As an investment advisor, Garrett has clients on all islands here in Hawaii and in seven U.S. states. Prior to making the lifestyle choice and transition to private practice, Garrett grew up in a family-owned business and learned at an early age what drives entrepreneurs. He has a diverse educational and professional background. Born and raised on the island of Maui, he graduated from St. Louis School in Honolulu, where he was the captain of the ILH baseball team. He went on to earn his bachelor’s degree from University of California at Los Angeles (UCLA). Following graduation, he returned to the islands where he and his family brought the Successories® franchise to Hawaii. Garrett had the chance to witness first-hand the hard work, dedication, and incredible motivation that it takes to create a successfully managed enterprise. He has been in financial services since 2001 and his unwavering focus on “serving others” has been the key to Garrett’s thriving advisory practice. 

It’s how he was raised and taught to operate, treating others with care and respect. It comes down to this: serving others well. A lot of traditional financial planning advice is provided with the hope you’ll purchase an investment or insurance product. We are not your typical financial advisor…we will never push unnecessary products. The way we choose to respectfully interact with our clients is the difference, it's our unique ability.

When combined with world class fintech solutions, we are unrivaled. We’ll provide the tools—like MoneyGuideElite to help you make more well-informed financial decisions.
If you’re looking for the type of service we provide—high touch and high quality, curious, solutions-focused and full of aloha—then we’re here for you.

As a financial advisor, Garrett leverages his diverse life experiences—from studying economics at UCLA and competing as an athlete to navigating the challenges of entrepreneurship and leading others in a Fortune 500 company.

Garrett says, "Learning is a lifelong journey. My experiences as a boater and deep-sea fisherman (hence, SEA) have taught me the value of planning." Garrett’s love for the ocean made SEA Financial Hawaii a natural fit. He enjoys being around positive, energetic ocean enthusiasts—whether you fish, dive, surf, or simply relax on the beach, he understands your passion.

Garrett has a single purpose: To offer individual investors and families the opportunity to have a different kind of relationship with their financial advisor. One based on trust and the aloha spirit focused on serving others’. At SEA Financial Hawaii, our primary focus is to help clients gain a better understanding of their financial lives and make better-informed financial decisions. We look forward to serving you.