Life is unpredictable—but your financial plan doesn’t have to be. We’re here to help you navigate Change and stay on course.

We manage more than just investments. Our goal is to create a personalized plan for your one-of-a-kind journey. A comprehensive financial strategy that allows you to enjoy life today while confidently planning for the future. By taking the time to understand your current situation, your aspirations, and what matters most to you, we’re able to identify the right opportunities and collaborate with trusted partners to deliver solutions that truly fit your needs. We don’t offer generic, off-the-shelf answers. Instead, we focus on defining your objectives, uncovering the best opportunities, and crafting solutions as individual as you are.

We view our work as a true partnership between clients and advisors, and we are dedicated to investing ourselves wholeheartedly in that relationship. Our commitment is to deliver advice and guidance that is not only beneficial and insightful, but also thoughtfully tailored to your individual needs. Your comprehensive financial plan will address every key area of your financial life, including:

• Identifying Your Goals & Cash Flow: This is the basis of SEA financial planning. Without adequate cash flow, we can’t fund the life we envision—plain and simple. That’s why we begin by helping you clarify your goals and understand your income, expenses, and savings patterns. From there, we identify any gaps and create a plan to bridge them—so your financial life supports the life you truly want to live.
• Investment Management: Are your investments spread all over the place? We tie it all together and recommend a tailor-fit plan that is custom-designed for you. We'll explain how various investment vehicles and strategies wor
• Retirement Income Strategy: The plan should include a strategy for achieving retirement independent of other financial priorities. The plan should include a strategy for accumulating the required retirement capital and its planned lifetime distribution.
• Tax Planning Strategies: We want you to understand your taxes and how they interact with the rest of your finances. We also look for ways to minimize current and future income taxes as a part of your overall financial planning picture.
• Business Owner Planning: For kamaaina business owners, the success of their organization is an integral component of your overall financial life. We know this intimately because we've lived it. We don't just advise entrepreneurs, we're cut from the same cloth. Our principal, Garrett Wheeler, grew up in a family-owned business and learned at an early age what drives entrepreneurs. 
• Estate Planning: Create arrangements for the preservation and distribution of assets with attention to minimizing settlement costs and taxes. We can help identify needs in your existing estate plan and coordinate with your attorney to ensure that your estate plan works well with your overall financial plan.
  

Each component is tailored to support your values, priorities, and the life you want to build. Our team of experienced advisors, CPAs, attorneys, investment specialists and insurance professionals works together to integrate all aspects of your financial life into a comprehensive, actionable plan. 

If our, "SEA Hi-tech/Hi-touch" approach syncs with your needs, please feel free to reach out below to discuss your unique situation and simplify your financial life. Call us at ‪(725) FEE-ONLY (that's 725-333-6659‬).